Alinma Bank, one of Saudi Arabia’s leading Islamic financial institutions, reported a net profit of SAR 6.40 billion for the full year 2025, representing a growth of 10 percent compared to the previous year. The results reflect the bank’s continued expansion of its core banking operations and its strong performance across retail, corporate, and treasury segments in a competitive financial environment.
Strong Fourth Quarter Performance
The fourth quarter of 2025 proved particularly strong for the bank, with net profits reaching SAR 1.72 billion — an increase of 13 percent compared to the corresponding quarter of 2024. The bank cited a rise in net financing income as the primary driver of the improvement, with total financing income for the quarter growing by approximately 8 percent year on year.
For the full year, the bank’s performance was underpinned by growth in its core financing activities, continued improvements in operating efficiency, and disciplined management of operational costs. Alinma Bank operates in full compliance with Islamic Sharia principles, positioning it as a key participant in Saudi Arabia’s growing Islamic finance sector.
Dividend Distribution
In line with its quarterly dividend practice, Alinma Bank’s board of directors approved a cash dividend of SAR 0.30 per share for the fourth quarter of 2025, bringing the total cash distributed to shareholders for the year to a significant level. The bank has consistently maintained a policy of rewarding shareholders on a quarterly basis, a practice that has reinforced investor confidence in its financial stability and long-term outlook.
Banking Sector Momentum
The results from Alinma Bank form part of a broader picture of resilience in Saudi Arabia’s banking sector. The Tadawul All Share Index (TASI) has gained more than 80 percent in value since the post-COVID low of 2020, a period during which many listed banks, including Alinma, saw their market valuations recover and grow substantially.
Saudi Arabia’s Vision 2030 agenda continues to stimulate economic activity across sectors, supporting demand for corporate financing, mortgage products, and personal banking services. As the Kingdom pursues large-scale infrastructure projects and diversifies its non-oil revenue streams, banks such as Alinma are positioned to benefit from the sustained growth in lending and financial services.
The bank operates a broad network of branches across the Kingdom and continues to invest in its digital banking infrastructure to meet the evolving expectations of its growing customer base. With employment in the financial sector expanding and the national focus on Saudisation, Alinma Bank has also been active in developing local talent within its workforce.
