As part of its ongoing efforts to achieve Vision 2030 and provide suitable housing for all citizens, the Ministry of Municipal and Rural Affairs and Housing in Saudi Arabia has launched various initiatives under its social housing programs—most notably the Sakani Program and public-private partnership projects.
A critical component of these initiatives is the Social Housing Application Guide, commonly known as the “Booklet of Terms and Conditions,” which outlines all eligibility criteria, rights and obligations of beneficiaries, and application procedures, ensuring fairness and transparency.
What Is the Social Housing Application Guide?
This guide is an official document issued by the Ministry or the implementing authority.
It serves as a comprehensive manual for citizens applying for affordable housing units and includes financial, legal, and technical details applicants must meet to qualify for housing support.
What Does the Guide Include?
Target Beneficiaries:
Saudi citizens with low or middle incomes.
Priority is given to widows, divorced women, people with disabilities, and families in need.
Basic Eligibility Requirements:
Must be a Saudi national.
Aged 25 years or older.
Must not have received previous housing support from the government.
Must not own suitable housing within the past five years.
Must reside permanently in the Kingdom.
Required Documents:
Copy of national ID.
Verified proof of income.
Documentation of marital or family status.
Bank statement for the last three months.
Housing Unit Specifications:
Apartment sizes range from 120 to 150 square meters.
Units are located in major cities and growing residential areas.
Built with high-quality materials, modern designs, and full infrastructure: electricity, water, and sewage systems.
Payment and Financial Support:
Housing prices are heavily subsidized.
Payment can be made in installments over 25 years.
The amount of support depends on family size and income level.
Collaboration with banks to offer profit-subsidized loans.
Allocation and Handover Process:
Applications are submitted through the Sakani platform.
Eligibility is verified using advanced criteria.
Allocation is based on registration order and need.
Contracts are signed post-approval, with handover scheduled accordingly.
Why Is the Application Guide Important?
The guide ensures:
Complete transparency in application and selection.
Clear rights and responsibilities for both parties.
Legal protection throughout the process.
Defined standards for construction and delivery.
Social Impact of the Program
Saudi Arabia’s social housing programs have:
Reduced the national housing gap.
Empowered families in need with access to safe and dignified housing.
Stimulated the economy through real estate development.
Contributed to raising home ownership among Saudi citizens, reaching over 60% to date, with an ambitious goal of 70% by 2030.
The Social Housing Application Guide is more than just a formal document; it is a gateway to a better quality of life for thousands of Saudi families.
As the Kingdom continues to invest in sustainable development and citizen well-being, this guide plays a vital role in upholding fairness, enhancing transparency, and turning the dream of owning a home into a tangible reality.
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